At close of business June 30, 2008

ASSETS
Cash and balances due: Noninterest-bearing balances	5,728,000.00
Cash and balances due: Interest-bearing balances	229,000.00
Securities: Held-to-maturity securities	259,000.00
Securities: Available-for-sale securities	31,867,000.00
Federal funds sold	8,500,000.00
Securities purchased under agreements to resell	0.00
Loans and leases held for sale	0.00
Loans and leases, net of unearned income	89,406,000.00
LESS: allowance for loan and lease losses	1,319,000.00
Loans and leases, net of unearned income and allowance	88,087,000.00
Trading Assets	0.00
Premises and fixed assets	1,548,000.00
Other real estate owned	979,000.00
Investments in unconsolidated subsidiaries	0.00
Customer's liability on acceptances outstanding	0.00
Intangible assets: Goodwill	0.00
Intangible assets: Other intangible assets	0.00
Other assets	1,506,000.00
Total assets	138,703,000.00

LIABILITIES:
Deposits: In domestic offices	125,409,000.00
Deposits: In domestic offices, noninterest bearing	27,092,000.00
Deposits: In domestic offices, interest-bearing	98,317,000.00
Federal funds purchased	0.00
Securities sold under agreements to repurchase	0.00
Trading liabilities	0.00
Other borrowed money	0.00
Bank's liability on acceptance	0.00
Subordinated notes on debentures	0.00
Other liabilities	705,000.00
Total liabilities	126,114,000.00

2ND QUARTER 2008

A COMMUNITY OWNED BANK
SAFE - SOUND - PROGRESSIVE